



Q Card and Q Mastercard® can let you buy the things that matter now with 12 months interest-free* for a minimum spend of $199. Terms and conditions apply - read over for more details.
Brightr accepts Q Card and Q Mastercard to make our energy saving home solutions more accessible to help you have a comfortable home, year round. Our special offers change monthly so get in touch with us today to see what's available.
12 months interest free finance can be used in conjunction with Warmer Kiwi Homes 80% subsidies on insulation and heat pumps to cover your 20% portion. T&Cs apply.
You can use Q Card or Q Mastercard's 12 months interest-free offer* for purchases over $199 to help when looking for:
*12 Months Interest Free is available on Long Term Finance (LTF) for minimum spend $199. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. At end of interest free period, Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate of 27.99% p.a. applies. Standard Interest Rate applies to Standard Purchases after 3 months interest free period ends (Q Mastercard 27.89% p.a. and Q Card 27.99% p.a.). Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
*12 Months Interest Free is available on Long Term Finance (LTF) for minimum spend $199. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. At end of interest free period, Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate of 27.99% p.a. applies. Standard Interest Rate applies to Standard Purchases after 3 months interest free period ends (Q Mastercard 26.69% p.a. and Q Card 27.99% p.a.). Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated
Q Cards 12 Month Interest-free offer applies to all purchases over $199.
The minimum payments are 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Note that paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
We give advice and quotes on a range of products to make your home or investment property warmer, healthier and more energy efficient. Contact our Brightr team who’ll take you through how improving your property can be made easy.
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