Westpac's Warm Up Loans - 5 year Interest Free

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Westpac's Warm Up Loans up to $40,000.

Westpac is helping its existing or new home loan customers with a Warm Up loan*. Homeowners can borrow up to $40,000 interest-free for up to 5 years to help make their homes warmer and drier.

A Westpac Warm Up loan funds the installation of Brightr installed products including:

  • Insulation
  • Heat pumps
  • Ventilation

To take advantage of this, you need to have a quote - we can help.

We will visit you and conduct a free home assessment, where we'll advise the best products for your home and provide a free no-obligation quote to help when you speak to your mortgage manager, Westpac contact centre or your local Westpac branch.

Get a Quote

Important Information.

  • Westpac 'Warm Up' is an interest free loan of up to $40,000, repayable over up to 5 years*.
  • You need to have an existing or new Westpac home loan and meet standard lending criteria.
  • You require over 20% equity in your owner-occupied home or 30% in your investment property.
  • No application or establishment fees apply.
  • You can make lump sum payments* and pay off earlier without penalties.
  • Eligible Services include any mix of insulation, heat pumps, double glazing, ventilation or a solar power system.
  • The Eligible Services must be fitted by an Installer and you’ll require a quote or invoice from them. We can help.
  • You can only have one Westpac Warm Up loan at any given time. For more details go to www.westpac.co.nz/home...

* Terms and conditions apply.

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