Q Card Interest Free Finance on Insulation Heat Pumps and more

You can use Q Card or Q Mastercard's 12 months interest-free offer* for purchases over $199 to help when looking for:

• Heat pumps for energy efficient heat when you need it plus cooling for hot summer nights.
• Ventilation systems for a drier home that’s easier to heat and is less prone to mould & mildew.
• Insulation to keep your warmth in winter and keep it out in summer.
• LED downlights that are the modern long-life lighting that use much less power.
• Solar panels to harness the energy of the sun.

*12 Months Interest Free is available on Long Term Finance (LTF) for minimum spend $199. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. At end of interest free period, Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate of 27.99% p.a. applies. Standard Interest Rate applies to Standard Purchases after 3 months interest free period ends (Q Mastercard 27.89% p.a. and Q Card 27.99% p.a.). Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.